{"id":859,"date":"2024-11-16T14:45:48","date_gmt":"2024-11-16T14:45:48","guid":{"rendered":"https:\/\/www.liv.fo\/?page_id=859"},"modified":"2025-09-08T14:14:33","modified_gmt":"2025-09-08T14:14:33","slug":"inability-to-work-insurance","status":"publish","type":"page","link":"https:\/\/www.liv.fo\/en\/insurances\/inability-to-work-insurance\/","title":{"rendered":"Incapacity To Work Insurance"},"content":{"rendered":"\n
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Incapacity<\/strong> To Work Insurance<\/strong><\/h1>\n\n\n\n

Reduce the financial impact in case of an unexpected event.<\/mark><\/strong><\/p>\n\n\n\n

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Significant support<\/h3>\n\n\n\n



Incapacity<\/strong> to work can severely impact your financial foundation.<\/strong><\/p>\n\n\n\n

We offer you the opportunity to take out an incapacity to work insurance, which with a monthly payout can help alleviate the financial strain if things go wrong.<\/p>\n\n\n\n

Incapacity to work insurance can be taken out up to the age of 60.<\/p>\n\n\n\n

The insurance period can last until the age of 67.

You are entitled to this benefit if your work capacity is reduced by 2\/3 or more. The payout starts 3 months after the inability to work is confirmed.<\/strong>
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Choose Request for Group Insurance<\/p>\n \n

Application forms<\/h5>\n \n\n<\/svg>\n <\/a>\n <\/div>\n\n\n

If you need to fill out for reporting incapacity to work, you can find it <\/mark>here.<\/mark><\/a><\/strong><\/p>\n\n\n\n

Send this to us at liv@liv.fo<\/p>\n<\/div>\n\n\n\n

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Incapacity to work benefit<\/summary>\n

You are entitled to this benefit if your work capacity is reduced by 2\/3 or more. The payout begins 3 months after the inability to work is confirmed. The payout will continue as long as the inability to work persists and the insured person is alive. However, the payout will stop once the agreed insurance period ends.<\/p>\n\n\n\n

The annual insurance amount will be paid out in monthly instalments.<\/p>\n<\/details>\n\n\n\n

Income insurance<\/summary>\n

Income protection insurance means that L\u00cdV will pay your income if your work capacity is reduced by 2\/3 or more. Three months after the disability is confirmed, L\u00cdV will continue the income payments as long as the disability persists. The maximum duration of this period is according to the terms of the insurance agreement.<\/p>\n\n\n\n

Once we have received your request, we will ask for the necessary information from the healthcare provider and\/or your doctor so that we can process the case.<\/p>\n\n\n\n

You can find the request for the benefit under forms.<\/p>\n<\/details>\n\n\n\n

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We are ready to help you<\/h3>\n\n\n\n

If you have questions or would like advice, you are welcome to contact us.
Send us an email on liv@liv.fo, call us at +298 31 11 11, or log in to the customer portal
M\u00edtt L\u00cdV and send us a message<\/p>\n\n\n\n

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Send email<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n

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Call us<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n

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M\u00edtt L\u00cdV<\/a><\/p>\n\n\n\n

Customer Portal<\/mark><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Significant support Incapacity to work can severely impact your financial foundation. We offer you the opportunity to take out an incapacity to work insurance, which with a monthly payout can help alleviate the financial strain if things go wrong. Incapacity to work insurance can be taken out up to the age of 60. The insurance […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":838,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-859","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nIncapacity To Work Insurance - Tryggingarfelagi\u00f0 L\u00cdV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.liv.fo\/en\/insurances\/inability-to-work-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Incapacity To Work Insurance - Tryggingarfelagi\u00f0 L\u00cdV\" \/>\n<meta property=\"og:description\" content=\"Significant support Incapacity to work can severely impact your financial foundation. 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