{"id":854,"date":"2024-11-16T14:46:53","date_gmt":"2024-11-16T14:46:53","guid":{"rendered":"https:\/\/www.liv.fo\/?page_id=854"},"modified":"2025-11-21T14:56:36","modified_gmt":"2025-11-21T14:56:36","slug":"treatment-insurance","status":"publish","type":"page","link":"https:\/\/www.liv.fo\/en\/insurances\/treatment-insurance\/","title":{"rendered":"Treatment insurance"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-light is-style-diagonal-offset-crop\" style=\"margin-top:0;margin-bottom:0;min-height:651px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"933\" class=\"wp-block-cover__image-background wp-image-644\" alt=\"\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/portor-og-sjukrabil1.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/portor-og-sjukrabil1.jpg 1400w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/portor-og-sjukrabil1-800x533.jpg 800w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/portor-og-sjukrabil1-768x512.jpg 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#b3af9b\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h1 class=\"wp-block-heading has-text-align-left has-dark-blue-color has-text-color has-link-color wp-elements-2a2807aad61322f0a18cfa4cfd0cd98c\"><strong>Treatment insurance<\/strong><\/h1>\n\n\n\n<h5 class=\"wp-block-heading\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-blue-color\">For you, who seeks an alternative when the treatment process takes too long<\/mark><\/h5>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-ellipsis-3 has-black-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group alignwide is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-6388d5dc\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Prompt treatment<\/h3>\n\n\n\n<p><strong>The treatment insurance provides access to prompt treatment and can thus significantly shorten the time you are away from the labor market.<\/strong><\/p>\n\n\n\n<p>If you have not started treatment within 10 days after the diagnosis has been confirmed, it is possible to apply for treatment at a private hospital.<\/p>\n\n\n\n<p>It is also possible to apply for an allowance for specialists, physiotherapy, occupational therapy, reflexology, foot therapy, muscle relaxation, chiropractic, psychology, acupuncture, and nutrition counseling.<\/p>\n\n\n\n<p><strong>L\u00cdV offers treatment insurance in collaboration with Gjensidige Insurance in Denmark.<\/strong><\/p>\n\n\n\n<details class=\"wp-block-details\"><summary><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color is-layout-flow wp-block-details-is-layout-flow\">Read more about treatment insurance<\/mark><\/summary>\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-blue-color\">If you, as an employer or union, wish to sign up for treatment insurance for employees or members, please send us a message at liv@liv.fo<\/mark><\/strong><\/p>\n\n\n\n<p>L\u00cdV offers treatment insurance in collaboration with Gjensidige Insurance Denmark.<br>You can find the forms for private treatment insurance registration here.<br>Treatment insurance is paid annually.<\/p>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\"><strong>Once the form is filled out, it must be sent back to <a>liv@liv.fo<\/a><\/strong><\/mark><br><strong>Please notice that the forms are danish, contact us if you need help.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading has-text-align-center\">Junior treatment insurance<br>18-27 yrs<\/h5>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/Gjensidige-FO_Infoark_Junior_2025_LIV_aug24.pdf\">Download<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading has-text-align-center\">Privat treatment insurance<br>28-59 yrs<\/h5>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/Gjensidige-FO_Infoark_Privat_2025_LIV_aug24.pdf\">Download<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h5 class=\"wp-block-heading has-text-align-center\">Senior treatment insurance<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">*<\/mark><br>60 yrs +<\/h5>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/Gjensidige-FO_Infoark_Senior_2025_LIV_aug24.pdf\">Download<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>*Senior treatment insurance age and premiums<\/summary>\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"765\" height=\"259\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/priser-senior-.png\" alt=\"\" class=\"wp-image-2844\" style=\"width:778px;height:auto\"\/><\/figure>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">The price of senior treatment insurance varies depending on whether you have been in the insurance before or if you are signing up for it for the first time.<\/mark><\/strong><br>If you have been in the insurance before and make a switch from the terms of a private registration to a senior registration, the price will remain the same as for a private one until you turn 69.<br>If you sign up for it for the first time at 60 years old, the price will be higher, see the image.<br>The amounts are due for payment annually<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Transport coverage<\/summary>\n<p>In addition to the treatment insurance, there is the option to sign up for transport coverage. This is an extra cost added to the price of the treatment insurance.<br>Read more about this by clicking &#8216;download<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/Gjensidige-FO_faktaark_Transportdaekning-LIV_aug24.pdf\">Download<\/a><\/div>\n<\/div>\n<\/details>\n<\/details>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"902\" height=\"234\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Design-uden-navn-2025-01-13T103818.111.png\" alt=\"\" class=\"wp-image-653\" srcset=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Design-uden-navn-2025-01-13T103818.111.png 902w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Design-uden-navn-2025-01-13T103818.111-800x208.png 800w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Design-uden-navn-2025-01-13T103818.111-768x199.png 768w\" sizes=\"auto, (max-width: 902px) 100vw, 902px\" \/><\/figure>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><br><br><br><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div style=\"height:100px;width:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-6388d5dc\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Relevant information<\/h3>\n\n\n\n<div id=\"cta_block_1522f58a51cbe35c5c043fc660756f70\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.gjensidige.dk\/login\" class=\"cta-link\" target=\"_blank\">\n                            <p>Report to Gjensidige<\/p>\n            \n            <h5>Log in with Samleikin<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div>\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div id=\"cta_block_04fd42cfbea67661ee0afb97bb1287bf\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.liv.fo\/oydublod\/\" class=\"cta-link\" target=\"_blank\">\n                            <p>Forms for private treatment insurance registration<\/p>\n            \n            <h5>Forms<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div>\n\n\n<p><br><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"cta_block_28e7327773650c8da869c743c88b89c0\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.liv.fo\/vit-eru-klar-at-hjalpa-taer\/\" class=\"cta-link\" target=\"_blank\">\n                            <p>Any uncertainties<\/p>\n            \n            <h5>Please contact us<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div>\n\n\n<div id=\"cta_block_742f4adde5ff846e064e864b8abc0aef\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.liv.fo\/tryggingartreytir\/\" class=\"cta-link\" target=\"_blank\">\n                            <p>Insurance terms<\/p>\n            \n            <h5>Click here<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-black-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">We are ready to help you<\/h3>\n\n\n\n<p class=\"has-text-align-center\">If you have questions or would like advice, you are welcome to contact us.<br>Send us an email on liv@liv.fo, call us at +298 31 11 11, or log in to the customer portal<br>M\u00edtt L\u00cdV and send us a message<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns has-white-background-color has-background is-layout-flex wp-container-core-columns-is-layout-7c723ecb wp-block-columns-is-layout-flex\" style=\"border-radius:0.5rem;padding-top:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"65\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-envolope.png\" alt=\"\" class=\"wp-image-268\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size\"><a href=\"mailto:liv@liv.fo\">Send email<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-phone2.png\" alt=\"\" class=\"wp-image-270\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size\"><a href=\"tel:298311111\">Call us<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"65\" height=\"72\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-user.png\" alt=\"\" class=\"wp-image-272\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size\"><a href=\"https:\/\/innrita.samleiki.fo\/idp\/Authn\/External?conversation=e1s1\">M\u00edtt L\u00cdV<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">Customer Portal<\/mark><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Prompt treatment The treatment insurance provides access to prompt treatment and can thus significantly shorten the time you are away from the labor market. If you have not started treatment within 10 days after the diagnosis has been confirmed, it is possible to apply for treatment at a private hospital. It is also possible to [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":838,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-854","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Treatment insurance - Tryggingarfelagi\u00f0 L\u00cdV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.liv.fo\/en\/insurances\/treatment-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Treatment insurance - Tryggingarfelagi\u00f0 L\u00cdV\" \/>\n<meta property=\"og:description\" content=\"Prompt treatment The treatment insurance provides access to prompt treatment and can thus significantly shorten the time you are away from the labor market. If you have not started treatment within 10 days after the diagnosis has been confirmed, it is possible to apply for treatment at a private hospital. 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