{"id":847,"date":"2024-11-16T14:43:08","date_gmt":"2024-11-16T14:43:08","guid":{"rendered":"https:\/\/www.liv.fo\/?page_id=847"},"modified":"2025-04-30T14:30:51","modified_gmt":"2025-04-30T14:30:51","slug":"livaccount","status":"publish","type":"page","link":"https:\/\/www.liv.fo\/en\/pension\/livaccount\/","title":{"rendered":"L\u00cdVkonto"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-style-diagonal-offset-crop\" style=\"margin-top:0;margin-bottom:0;min-height:651px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1674\" class=\"wp-block-cover__image-background wp-image-577\" alt=\"\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar.jpg 2560w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar-800x523.jpg 800w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar-1440x941.jpg 1440w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar-768x502.jpg 768w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar-1536x1004.jpg 1536w, https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Pensjonistar-2048x1339.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#836d6d\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h1 class=\"wp-block-heading has-text-align-left has-dark-blue-color has-text-color has-link-color wp-elements-842e623e08bb9fdc8f73866a34f37fdc\"><strong>L\u00cdVkonto<\/strong><\/h1>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-blue-color\">We offer to manage your savings, even after<\/mark><br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-dark-blue-color\">the agreed period has ended<\/mark>.<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-ellipsis-3 has-black-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-group alignwide is-vertical is-layout-flex wp-container-core-group-is-layout-fe9cc265 wp-block-group-is-layout-flex\">\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-6388d5dc\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Pension payment<\/h3>\n\n\n\n<p>As the disbursement of your pension approaches, a decision needs to be made about whether the money should be transferred to an account in a bank.<\/p>\n\n\n\n<p><strong>An increasing number of people choose to leave the money in L\u00cdVkonto<\/strong><\/p>\n\n\n\n<p><br>This is done without any account setup fees.<\/p>\n\n\n\n<p>The savings will earn interest at the market rate. With market interest, you will receive the profit that the market provides.<\/p>\n\n\n\n<p>In good times, you get all the profit from the positive market performance. However, there is also the possibility of negative returns during certain periods when market conditions are less favorable.<\/p>\n\n\n\n<p>The investments related to the L\u00cdV account are made with the lowest risk.<\/p>\n\n\n\n<p>It is possible to track the account\u2019s progress on the customer portal M\u00cdTT L\u00cdV, which you can find <a href=\"https:\/\/secure.liv.fo\/kundaportal\/Account\/LogOn?ReturnUrl=\/kundaportal\"><strong>here<\/strong><\/a>.<\/p>\n\n\n\n<p>If you would like a discussion about your benefits with a L\u00cdV account, we would be happy to hear from you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Contact us today<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"liv@liv.fo\">liv@liv.fo<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading is-style-default has-large-font-size\">or call <a href=\"tel:+298311111\">31 11 11<\/a><\/h3>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"cta_block_4781e6e86dd5f1c2e7c4bb6a7f2f3530\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/LIV-account.pdf\" class=\"cta-link\" target=\"_blank\">\n                            <p>Form to sign up for a L\u00cdV konto below<\/p>\n            \n            <h5>Form<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Investment risk<\/summary>\n<p>The investments in the L\u00cdVkonto will be allocated to the investment group with the lowest risk.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Market interest rate<\/summary>\n<p>With market interest, you get the profit that the market provides. In good times, you get all the profit from the positive performance. However, there is also the possibility of negative returns during certain periods when things are not going well.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Past performance<\/summary>\n<div class=\"infogram-embed\" data-id=\"de31f968-9f03-4d7e-ae91-8c1cde847065\" data-type=\"interactive\" data-title=\"S\u00f8guligt avkast\"><\/div><script>!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");<\/script>\n<\/details>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><br><br><br><br><br><br><br><br><br><br><br><br><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div style=\"height:100px;width:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-6388d5dc\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Arrangements<\/h2>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list is-style-default\">\n<li>The L\u00cdVkonto is intended for those customers who receive their pension paid in one lump sum.<\/li>\n\n\n\n<li>Interest is credited monthly.<\/li>\n\n\n\n<li>Annual management fee of 0.5% of the savings.<br>(interest margin)<\/li>\n\n\n\n<li>Money can be withdrawn twice annually without cost.<\/li>\n\n\n\n<li>The processing time is at least 10 business days.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:100px;width:132px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-eaa21fac\"><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The money can remain in the L\u00cdVkonto for as long as you wish.<\/li>\n\n\n\n<li>In the event of death, the L\u00cdVkonto will be paid out to the next of kin, unless otherwise agreed with us.<\/li>\n\n\n\n<li>We reserve the right to change the established investment rules for the L\u00cdVkonto.<\/li>\n\n\n\n<li>Upon termination, the processing time is the current month + 14 days.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-black-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">We are ready to help you<\/h3>\n\n\n\n<p class=\"has-text-align-center\">If you have questions or would like advice, you are welcome to contact us.<br>Send us an email on <a href=\"mailto:liv@liv.fo\">liv@liv.fo<\/a>, call us at <a href=\"tel:+298311111\">+298 31 11 11<\/a>, or log in to the customer portal<br>M\u00edtt L\u00cdV and send us a message<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns has-white-background-color has-background is-layout-flex wp-container-core-columns-is-layout-7c723ecb wp-block-columns-is-layout-flex\" style=\"border-radius:0.5rem;padding-top:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"65\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-envolope.png\" alt=\"\" class=\"wp-image-268\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size\"><a href=\"mailto:liv@liv.fo\">Send email<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-phone2.png\" alt=\"\" class=\"wp-image-270\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size\"><a href=\"tel:298311111\">Call us<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"65\" height=\"72\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-user.png\" alt=\"\" class=\"wp-image-272\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size\"><a href=\"https:\/\/innrita.samleiki.fo\/idp\/Authn\/External?conversation=e1s1\">M\u00edtt L\u00cdV<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">Customer Portal<\/mark><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pension payment As the disbursement of your pension approaches, a decision needs to be made about whether the money should be transferred to an account in a bank. An increasing number of people choose to leave the money in L\u00cdVkonto This is done without any account setup fees. The savings will earn interest at the [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":835,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-847","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L\u00cdVkonto - Tryggingarfelagi\u00f0 L\u00cdV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.liv.fo\/en\/pension\/livaccount\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u00cdVkonto - Tryggingarfelagi\u00f0 L\u00cdV\" \/>\n<meta property=\"og:description\" content=\"Pension payment As the disbursement of your pension approaches, a decision needs to be made about whether the money should be transferred to an account in a bank. 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