{"id":4774,"date":"2026-09-04T09:10:27","date_gmt":"2026-09-04T09:10:27","guid":{"rendered":"https:\/\/www.liv.fo\/?page_id=4774"},"modified":"2026-09-04T09:29:49","modified_gmt":"2026-09-04T09:29:49","slug":"costs","status":"publish","type":"page","link":"https:\/\/www.liv.fo\/en\/costs\/","title":{"rendered":""},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-light is-style-diagonal-offset-crop\" style=\"margin-top:0;margin-bottom:0;min-height:372px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"933\" class=\"wp-block-cover__image-background wp-image-4766 size-full\" alt=\"\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/09\/familja-aftan2-blatthus.jpg\" style=\"object-position:51% 91%\" data-object-fit=\"cover\" data-object-position=\"51% 91%\" srcset=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/09\/familja-aftan2-blatthus.jpg 1400w, https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/09\/familja-aftan2-blatthus-800x533.jpg 800w, https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/09\/familja-aftan2-blatthus-768x512.jpg 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#8f8f7b\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-794e3cfa wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h1 class=\"wp-block-heading has-text-align-left has-dark-blue-color has-text-color has-link-color wp-elements-1\"><strong>Cost price<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">When major changes happen in your life, such as becoming a parent, changing jobs, moving into your own home, or getting a new partner, your insurance needs often change as well.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s why it is important to regularly review whether your insurance policies still suit your circumstances and provide you with the protection you need.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are ddddd<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-794e3cfa wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Costs of life insurances<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Most life insurance policies today are taken out as combined insurance policies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With a combined insurance policy, you have the option of combining <br>life insurance, critical illness insurance, and incapacity<strong> <\/strong>to work insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please note, however, that critical illness insurance is always taken out together <br>with a life insurance policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">If you are between 15 and 60 years old, you have the opportunity to take out <\/mark><br><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">group insurance with L\u00cdV<\/mark>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/01\/Application-Group-Insurance-Samlagstrygging.pdf\">See costs<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Costs of treatment insurance<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The costs of treatment insurance are divided according to age. From age 60 onwards, the insurance increases in price, you can see the prices on the document below on the button 60+ years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The insurance is paid annually, and it is possible to add transport coverage to the treatment insurance. See more about treatment insurance <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\"><a href=\"https:\/\/www.liv.fo\/en\/insurances\/treatment-insurance\/\">here.<\/a><\/mark><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L\u00cdV offers treatment insurance in partnership with Gjensidige Insurance Denmark.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Please note that the documents are in Danish.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/01\/Gjensidige-FO_Infoark_Junior_2026_LIV_sep25.pdf\">18-27 years<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/01\/Gjensidige-FO_Infoark_Privat_2026_LIV_sep25.pdf\">28-59 years<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/01\/Gjensidige-FO_Infoark_Senior_2026_LIV_sep25.pdf\">60 + years<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-black-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">We are ready to help you<\/h3>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">If you have questions or would like advice, you are welcome to contact us.<br>Send us an email on liv@liv.fo, call us at +298 31 11 11, or log in to the customer portal<br>M\u00edtt L\u00cdV and send us a message<\/p>\n\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns has-white-background-color has-background is-layout-flex wp-container-core-columns-is-layout-512825e0 wp-block-columns-is-layout-flex\" style=\"border-radius:0.5rem;padding-top:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"65\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-envolope.png\" alt=\"\" class=\"wp-image-268\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size wp-block-paragraph\"><a href=\"mailto:liv@liv.fo\">Send email<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-phone2.png\" alt=\"\" class=\"wp-image-270\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size wp-block-paragraph\"><a href=\"tel:298311111\">Call us<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"65\" height=\"72\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2024\/11\/icon-user.png\" alt=\"\" class=\"wp-image-272\" style=\"object-fit:contain;width:40px;height:40px\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center is-style-default has-f-37-bobby-font-family has-large-font-size wp-block-paragraph\"><a href=\"https:\/\/innrita.samleiki.fo\/idp\/Authn\/External?conversation=e1s1\">M\u00edtt L\u00cdV<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">Customer Portal<\/mark><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Costs of life insurances Most life insurance policies today are taken out as combined insurance policies. With a combined insurance policy, you have the option of combining life insurance, critical illness insurance, and incapacity to work insurance. Please note, however, that critical illness insurance is always taken out together with a life insurance policy. If [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4774","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>- Tryggingarfelagi\u00f0 L\u00cdV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.liv.fo\/en\/costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"- Tryggingarfelagi\u00f0 L\u00cdV\" \/>\n<meta property=\"og:description\" content=\"Costs of life insurances Most life insurance policies today are taken out as combined insurance policies. 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