{"id":39,"date":"2024-11-15T10:45:45","date_gmt":"2024-11-15T10:45:45","guid":{"rendered":"https:\/\/www.liv.fo\/?page_id=39"},"modified":"2026-03-23T12:01:50","modified_gmt":"2026-03-23T12:01:50","slug":"forsida","status":"publish","type":"page","link":"https:\/\/www.liv.fo\/en\/","title":{"rendered":"Frontpage"},"content":{"rendered":"\n<div id=\"campaign-carousel_block_12f5103c32fffcff09b75b3ca4b460a4\" class=\"lunnar-campaign-carousel alignfull swiper\">\n            <div class=\"swiper-wrapper\">\n            \n                \n                <div class=\"swiper-slide\">\n                    <img decoding=\"async\" class=\"campaign-carousel--image\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/ENSKA-HEIMASIDAN1.png\">\n\n                    <div class=\"campaign-carousel--content\">\n                        <div class=\"campaign-carousel--content-inner\">\n                                                            <p class=\"campaign-intro\"><b>Tryggingarfelagi\u00f0 L\u00cdV<\/b><\/p>\n                                                        <h2 class=\"has-f-37-bobby-font-family\">Welcome to L\u00cdV<\/h2>\n                            <div class=\"campaign-desc-wrapper\">\n                                                                    <p class=\"campaign-desc has-f-37-bobby-font-family\">L\u00cdV provides insurance and pension for workers in the Faroe Islands.\r\n\r\nWhether you are in the Faroe Islands for work or planning to make it your permanent home, our goal is to support you with reliable and accessible financial services.\r\nExplore our site to learn more about how we can assist you in securing your future.<\/p>\n                                \n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            \n                \n                <div class=\"swiper-slide\">\n                    <img decoding=\"async\" class=\"campaign-carousel--image\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/08\/Design-uden-navn-2025-08-20T145926.118.png\">\n\n                    <div class=\"campaign-carousel--content\">\n                        <div class=\"campaign-carousel--content-inner\">\n                                                            <p class=\"campaign-intro\"><b>Tryggingarfelagi\u00f0 L\u00cdV<\/b><\/p>\n                                                        <h2 class=\"has-f-37-bobby-font-family\">L\u00cdV has moved<\/h2>\n                            <div class=\"campaign-desc-wrapper\">\n                                                                    <p class=\"campaign-desc has-f-37-bobby-font-family\">You can find us at \u00d3\u00f0insh\u00e6dd 11, 2nd floor.\r\n<br><br>\r\n\r\nSee you at \u00d3\u00f0insbr\u00fa\r\n<br><\/p>\n                                \n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            \n                \n                <div class=\"swiper-slide\">\n                    <img decoding=\"async\" class=\"campaign-carousel--image\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/Design-uden-navn-2025-01-13T133126.155.png\">\n\n                    <div class=\"campaign-carousel--content\">\n                        <div class=\"campaign-carousel--content-inner\">\n                                                            <p class=\"campaign-intro\"><b>CUSTOMER PORTAL<\/b><\/p>\n                                                        <h2 class=\"has-f-37-bobby-font-family\">M\u00cdTT L\u00cdV<\/h2>\n                            <div class=\"campaign-desc-wrapper\">\n                                                                    <p class=\"campaign-desc has-f-37-bobby-font-family\">The L\u00cdV customer portal is designed to give you a clearer overview of your financial matters.\r\n\r\nBy logging in, you can track your contributions, investments, and get an overview of your insurance.\r\n<\/p>\n                                \n                                                                    <div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n                                        <div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/secure.liv.fo\/kundaportal\/Account\/LogOn\" target=\"\">Log in<\/a><\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                    <\/div>\n\n        <div class=\"swiper-pagination\"><\/div>\n    <\/div>\n\n\n<div class=\"wp-block-group alignfull is-style-default has-dark-blue-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0\">\n<div style=\"height:7px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-white-color has-text-color has-link-color wp-elements-e64943f179c2b54b55d394a2c6414f8c is-horizontal is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-cc4269f3 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading has-orange-color has-text-color has-link-color has-normal-font-size wp-elements-68c5b624fef5e199ae89fb7cb33cc4fe\"><strong>Guidance<\/strong><\/h3>\n\n\n\n<p class=\"is-style-default has-white-color has-text-color has-link-color has-museo-sans-font-family wp-elements-95824caa717ce32a1ea00e48736b28c7\" style=\"line-height:1.3\">Employers transfer pension contributions related to A-income to the account :<strong>&nbsp;<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-orange-color\">9181 \u2013 478.898.4<\/mark><\/strong><\/p>\n<\/div>\n\n\n\n<div style=\"height:7px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-ellipsis-3 has-blue-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0\">\n<div style=\"height:97px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Pension payment<\/h3>\n\n\n\n<p>All individuals up to the age of 67 and a half years, who are fully tax-liable in the Faroe Islands, are required by law to contribute a portion of their salary to a pension scheme.<br><br><em>If you move to the Faroe Islands for reasons of fixed-term employment (short term), you may become exempt from contributing to the Faroese pension system.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div id=\"cta_block_09395c2fd0165c48da7698b07562a82f\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.taks.fo\/en\/individuals\/pension\/exemption\" class=\"cta-link\" target=\"_blank\">\n                            <p>Moving to work (short term)<\/p>\n            \n            <h5>Read more on TAKS.FO<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div>\n\n\n<div id=\"cta_block_58cedf553ceb7a53cac882a91b0d2506\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.taks.fo\/en\/individuals\/pension\/about-pensions\" class=\"cta-link\" target=\"_blank\">\n                            <p>Live permanent in the Faroe Islands (long term)<\/p>\n            \n            <h5>Read more on TAKS.FO<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:93px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:54px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:0\">\n<p class=\"has-orange-color has-text-color has-link-color wp-elements-4cb1b9a296131843cc2cad18654ce0e5\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-xx-large-font-size\">Choose a risk profile<br>that suits you<\/h3>\n\n\n\n<p><strong>Everyone needs to save for their pension, and now <\/strong><br><strong>you can choose the level of risk you want.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.liv.fo\/en\/pension\/savings-and-risk-profile\/\">Read more<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/03\/Vadaprofil_front_2025-en.jpg\" alt=\"\" class=\"wp-image-2476\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-ellipsis-1 has-dark-blue-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0\">\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-orange-color has-text-color has-link-color has-large-font-size wp-elements-634daa2744f5567a8000be100e23a6a6\">The goal is to achieve the best return possible<\/p>\n\n\n\n<h3 class=\"wp-block-heading is-style-text-display has-white-color has-text-color has-link-color wp-elements-52e9ac3f20fd1c80d3b288052a40d4eb is-style-text-display--1\">With solid knowledge and <br>clear procedures, we ensure growth<\/h3>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div class=\"infogram-embed\" data-id=\"3c99ba63-6008-4d97-a1d1-e214474f12e0\" data-type=\"interactive\" data-title=\"Enskt: Random front\"><\/div><script>!function(e,n,i,s){var d=\"InfogramEmbeds\";var o=e.getElementsByTagName(n)[0];if(window[d]&&window[d].initialized)window[d].process&&window[d].process();else if(!e.getElementById(i)){var r=e.createElement(n);r.async=1,r.id=i,r.src=s,o.parentNode.insertBefore(r,o)}}(document,\"script\",\"infogram-async\",\"https:\/\/e.infogram.com\/js\/dist\/embed-loader-min.js\");<\/script>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:9%\">\n<p class=\"has-white-color has-text-color has-link-color wp-elements-0912c7d89cbbb942426d18d608a917cb\"><strong>With good advice and competitive services, we have maintained our position as the Faroe Islands&#8217; strongest pension provider.<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-white-color has-text-color has-link-color has-large-font-size wp-elements-8b0f6b6483cb12cfa20f988bcb3d590b\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0\">The customer owns L\u00cdV<\/h3>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-81d04f2701c168ee849ba0286ab1b43b\" style=\"margin-top:0;margin-bottom:0\">The profit is passed back through good insurance, low operating costs, and a significant return on pension savings.<\/p>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link has-white-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/www.liv.fo\/en\/about-liv\/\">More about L\u00cdV<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-ellipsis-3 has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#f8faff\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center is-style-text-subtitle has-orange-color has-text-color has-link-color wp-elements-d5695b9da4f4044d211a6176f5b1600b is-style-text-subtitle--3\">CUSTOMER SERVICE<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-xx-large-font-size\">Let us help you put together your financial safety net.<\/h3>\n\n\n\n<p class=\"has-text-align-center\">Most of us are very conscientious when it comes to insuring houses, cars, furniture, and other possessions.<br><strong>We sometimes forget that it is we, as individuals, who pay for the circumstances we live in.<\/strong><br>Loss of possessions is unfortunate, but it is unlikely to hit as hard as the loss of work capacity or if a spouse passes away.<\/p>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-style:none;border-width:0rem;border-radius:0.5rem;padding-top:var(--wp--preset--spacing--4);padding-right:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4);padding-left:var(--wp--preset--spacing--4)\">\n<h3 class=\"wp-block-heading has-text-align-center\">Pension<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-blue-50-color has-alpha-channel-opacity has-blue-50-background-color has-background is-style-default\"\/>\n\n\n\n<p class=\"has-text-align-center has-orange-color has-text-color has-link-color wp-elements-8eb3df6f9025060c43c6c9568dc8d6a0\" style=\"padding-right:var(--wp--preset--spacing--3);padding-left:var(--wp--preset--spacing--3);font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.378), 1.1rem);\">Lays the foundation for a continued active life in old age<br><\/p>\n\n\n\n<p class=\"has-text-align-center is-style-arrow\" style=\"text-decoration:none\"><a href=\"https:\/\/www.liv.fo\/en\/pension\/savings-and-risk-profile\/\">Read more<\/a><\/p>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-orange-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/www.liv.fo\/en\/1063-2\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Contact us<\/mark><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-style:none;border-width:0rem;border-radius:0.5rem;padding-top:var(--wp--preset--spacing--4);padding-right:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4);padding-left:var(--wp--preset--spacing--4)\">\n<h3 class=\"wp-block-heading has-text-align-center\">Life Insurance<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-blue-50-color has-alpha-channel-opacity has-blue-50-background-color has-background is-style-default\"\/>\n\n\n\n<p class=\"has-text-align-center has-orange-color has-text-color has-link-color wp-elements-8e67789ddb5694827396c6c0f092b9d8\" style=\"padding-right:var(--wp--preset--spacing--4);padding-left:var(--wp--preset--spacing--4);font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.378), 1.1rem);\">Intended to help your closest ones get financially on their feet should you pass away<\/p>\n\n\n\n<p class=\"has-text-align-center is-style-arrow\"><a href=\"https:\/\/www.liv.fo\/en\/insurances\/life-insurance\/\">Read more<\/a><\/p>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-orange-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/www.liv.fo\/en\/1063-2\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Contact us<\/mark><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"border-style:none;border-width:0rem;border-radius:0.5rem;padding-top:var(--wp--preset--spacing--4);padding-right:var(--wp--preset--spacing--4);padding-bottom:var(--wp--preset--spacing--4);padding-left:var(--wp--preset--spacing--4)\">\n<h3 class=\"wp-block-heading has-text-align-center\">Inability to work<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-blue-50-color has-alpha-channel-opacity has-blue-50-background-color has-background is-style-default\"\/>\n\n\n\n<p class=\"has-text-align-center has-orange-color has-text-color has-link-color wp-elements-0332cc3351c58f3fa9ca3ba583cf0fbc\" style=\"margin-right:var(--wp--preset--spacing--3);margin-left:var(--wp--preset--spacing--3);font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.378), 1.1rem);\">To remedy the financial strain, if things go badly.<br><\/p>\n\n\n\n<p class=\"has-text-align-center is-style-arrow\"><a href=\"https:\/\/www.liv.fo\/en\/insurances\/inability-to-work-insurance\/\">Read more<\/a><\/p>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-orange-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/www.liv.fo\/en\/1063-2\/\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Contact us<\/mark><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-style-ellipsis-3 has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#f8faff;margin-top:0;margin-bottom:0\">\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-xx-large-font-size\">The need changes over time<\/h3>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center is-style-default\">When changes happen in life, you should check if your insurances still match your needs<\/p>\n<\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-e0e4babd wp-block-columns-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--6)\">\n<p><strong>Are your insurances proberly arranged, considering:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-horizontal is-layout-flex wp-container-core-group-is-layout-92013b2a wp-block-group-is-layout-flex\">\n<ul class=\"wp-block-list is-style-default\">\n<li>Marital status<\/li>\n\n\n\n<li>Cohabitation<\/li>\n\n\n\n<li>Children<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list is-style-default\">\n<li>Home purchase&nbsp;<\/li>\n\n\n\n<li>Salary level etc.&nbsp;<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p><strong>Contact us, and together we will find the best solution for you.<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left is-style-arrow\" style=\"text-decoration:none\"><a href=\"https:\/\/www.liv.fo\/en\/insurances\/life-insurance\/\">Read more<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:450px\">\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"cta_block_7525082385ecf2e6e18a375dc7ebab3b\" class=\"lunnar-cta\">\n            <a href=\"https:\/\/www.liv.fo\/en\/1063-2\/\" class=\"cta-link\" target=\"\">\n                            <p>Advice<\/p>\n            \n            <h5>Let&#039;s talk<\/h5>\n            <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n        <\/a>\n    <\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading alignwide\">News<\/h3>\n\n\n\n<div id=\"news_block_e6c41e3a85e087f837fc23c08c3c020b\" class=\"lunnar-news alignwide\">\n    \n                        <div class=\"news-swiper\">\n                <div class=\"swiper-wrapper\">\n                \n                \n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-february-2026\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/03\/februar-2025-11-1-800x800.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        23. March 2026                                    <\/div>\n\n                                    <h4>Market update for february 2026<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        What happened in February? Global equities rose by 2.1% in February, but with si&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/information-about-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/03\/Kunning-um-avkast-1-800x800.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        10. March 2026                                    <\/div>\n\n                                    <h4>Information about 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        2025 Was a Challenging Year in the Financial Markets In 2025, the performance of&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-january-2026\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2026\/02\/februar-2025-9-1-800x800.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        13. February 2026                                    <\/div>\n\n                                    <h4>Market update for january 2026<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Modest returns in January Global equities rose 1.6% in January. The reason is th&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-october-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/11\/februar-2025-6-1-800x800.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        18. November 2025                                    <\/div>\n\n                                    <h4>Market update for october 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Progress in both stock and bond markets in October The performance on the stock &#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-august-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/09\/februar-2025-5-800x800.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        15. September 2025                                    <\/div>\n\n                                    <h4>Market update for august 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        A Peaceful August with Small, Positive Returns In August, market movements were &#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/milstone-days-at-liv\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/09\/Merkisdagar-a-LIV-1-1-800x800.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        1. September 2025                                    <\/div>\n\n                                    <h4>Milestone days at L\u00cdV<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Today is a special day at L\u00cdV. This morning we had a cozy gathering with Silja,&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-july-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/08\/februar-2025-4-800x800.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        19. August 2025                                    <\/div>\n\n                                    <h4>Market update for july 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Stock Market Growth Does Not Reach the Nordic Countries and Denmark \u2013 Interest&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/liv-flytur-a-odinshaedd\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/06\/HEimasidan-35.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        1. July 2025                                    <\/div>\n\n                                    <h4>L\u00cdV is moving to \u00d3\u00f0insh\u00e6dd<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        On July 21, we will be leaving our current premises at Koparg\u00f8ta 1, where we ha&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/this-is-the-name-of-the-new-building-on-odinshaedd\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/06\/odinsbru-vanligt-800x545.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        23. June 2025                                    <\/div>\n\n                                    <h4>This is the name of the new building on \u00d3\u00f0insh\u00e6dd<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Today, the insurance company L\u00cdV is announcing the new name and logo of the new&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-may-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/06\/HEimasidan-32.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        18. June 2025                                    <\/div>\n\n                                    <h4>Market update for May 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        A Good May for the Stock Market After a strong performance in mid-April, the gro&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-april-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/05\/HEimasidan-30.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        19. May 2025                                    <\/div>\n\n                                    <h4>Market update for april 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Stocks and interest rates fell significantly in March and early AprilApril was d&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/record-high-contributions-in-2024\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/05\/LIV-MYND-1-800x400.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        6. May 2025                                    <\/div>\n\n                                    <h4>Record-high contributions in 2024<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        With the highest contributions to pensions and insurance so far, the year 2024 h&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-mars-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/04\/HEimasidan-29-1.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        10. April 2025                                    <\/div>\n\n                                    <h4>Market update for mars 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Severe Stock and Interest Rate Declines in March and Early April Global stocks f&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/competition-for-a-name-and-logo-for-the-new-building-at-odinshaedd\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/02\/ODINSHADD-1-800x450.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        28. March 2025                                    <\/div>\n\n                                    <h4>Competition for a Name and Logo for the New Building at \u00d3\u00f0insh\u00e6dd<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        We will soon be moving into a new headquarters at \u00d3\u00f0insh\u00e6dd. Therefore, we ar&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/are-you-insured-correctly\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/03\/LIV-2D-1000x500_v2-1-800x400.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        21. March 2025                                    <\/div>\n\n                                    <h4>Are you insured correctly?<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Are you insured correctly if life were to unfold differently than intended? Loss&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/ert-tu-innanhysis-granskodari-okkara\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/03\/HEimasidan-22-1.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        18. March 2025                                    <\/div>\n\n                                    <h4>Market update for february 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        From Positive Returns in January and February to a Market Decline in Early March&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/liv-and-nordoya-sparikassi-are-moving-into-a-new-building-in-the-summer\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/02\/ODINSHADD-1-800x450.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        24. February 2025                                    <\/div>\n\n                                    <h4>L\u00cdV and Nor\u00f0oya Sparikassi are moving into a new building in the summer<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        L\u00cdV and Nor\u00f0oya Sparikassi Move into New Building at \u00d3\u00f0insh\u00e6dd in T\u00f3rshavn&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-report-for-january-2025\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/02\/HEimasidan-14.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        24. February 2025                                    <\/div>\n\n                                    <h4>Market Report for January 2025<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Positive Start to the Investment Year 2025 with European Stocks Leading the Way &#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/it-has-become-even-cheaper-to-be-a-customer-at-liv\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/tidindaskriv-800x437.jpg\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        20. January 2025                                    <\/div>\n\n                                    <h4>It has become EVEN cheaper to be a customer at L\u00cdV<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        We have once again managed to reduce the administrative costs. L\u00cdV&#8217;s main&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-december-2024\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/12desember.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        20. January 2025                                    <\/div>\n\n                                    <h4>Market Update for December 2024<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Negative End to 2024, After a Positive Investment Year with Large Variations in &#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/liv-er-hovudsstudul-hja-bokaklubbanum-i-foroyum\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/bokaklubbin-800x436.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        20. January 2025                                    <\/div>\n\n                                    <h4>L\u00cdV is the main sponsor of the Book Club in the Faroe Islands.<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        L\u00cdV and the Book Club of the Teacher&#8217;s Association of the Faroe Islands t&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/market-update-for-november-2024\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/11november.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        20. January 2025                                    <\/div>\n\n                                    <h4>Market update for November 2024<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        Positive November Performance In November, global stock markets rose by a solid &#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                                            <a href=\"https:\/\/www.liv.fo\/en\/liv-has-extended-the-sponsorship-agreement-with-rescue-liv\/\" class=\"news-card swiper-slide\">\n                            <div class=\"news-image--container\">\n                                                                    <img decoding=\"async\" src=\"https:\/\/www.liv.fo\/wp-content\/uploads\/2025\/01\/rescue-liv-800x436.png\">\n                                                            <\/div>\n\n                            <div class=\"news-card--content\">\n                                <div class=\"news-card--info\">\n                                    <div class=\"news-card--date\">\n                                        20. January 2025                                    <\/div>\n\n                                    <h4>L\u00cdV has extended the sponsorship agreement with Rescue L\u00cdV.<\/h4>\n\n                                    <div class=\"news-card--excerpt\">\n                                        The insurance company L\u00cdV has extended the sponsorship agreement with Rescue L?&#8230;                                    <\/div>\n                                <\/div>\n\n                                <div class=\"news-card--read-more\">\n                                    Read article <svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M15.9 8.4C16 8.2 16 7.9 15.9 7.6C15.8 7.5 15.8 7.4 15.7 7.3L8.7 0.3C8.3 -0.1 7.7 -0.1 7.3 0.3C6.9 0.7 6.9 1.3 7.3 1.7L12.6 7H1C0.4 7 0 7.4 0 8C0 8.6 0.4 9 1 9H12.6L7.3 14.3C6.9 14.7 6.9 15.3 7.3 15.7C7.5 15.9 7.8 16 8 16C8.2 16 8.5 15.9 8.7 15.7L15.7 8.7C15.8 8.6 15.9 8.5 15.9 8.4Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/div>\n                            <\/div>\n                        <\/a>\n                    \n                    \n                                <\/div>\n            <\/div>\n        \n    <\/div>\n\n\n<div style=\"height:32px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-right is-style-arrow\"><a href=\"https:\/\/www.liv.fo\/en\/news-articles\/\">More articles<\/a><a href=\"#\"><\/a><\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-black-50-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">We are ready to help you<\/h3>\n\n\n\n<p class=\"has-text-align-center\">If you 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If you move to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-39","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Frontpage - Tryggingarfelagi\u00f0 L\u00cdV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.liv.fo\/en\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frontpage - Tryggingarfelagi\u00f0 L\u00cdV\" \/>\n<meta property=\"og:description\" content=\"Guidance Employers transfer pension contributions related to A-income to the account :&nbsp;9181 \u2013 478.898.4 Pension payment All individuals up to the age of 67 and a half years, who are fully tax-liable in the Faroe Islands, are required by law to contribute a portion of their salary to a pension scheme. 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